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Thanks, Jim. That is very helpful. So I gather there is no reason to include power of sale language in a private mortgage deed. Roger Roger E. Kohn Kohn Rath Danon Lynch & Scharf, LLP P.O. Box 340 Hinesburg VT 05461 tel: ...

Roger: I think you will find that the language you are inquiring about is actually an artifact from a prior statute.  Before the 2012 revision to the foreclosure statute, a foreclosure by sale was not automatic.  The parties had to agree, in the mortgage, ...

Bill I agree in practice and most of our local home inspectors note the absence of a certificate if it is not affixed when they inspect. A current owner can have an REBS review and complete the Certificate if they want to. However, review ...